Revolut Business vs Wise Business
Estimate what moving from Revolut Business to Wise Business costs over 12 to 36 months, including the one-time switch. Then remap your exported CSV headers.
Why teams look at this switch: Revolut Business plan fees and FX allowances compared with Wise Business pay-as-you-go conversion fees
Cost calculator
Enter a number from 1 to 2,000,000. The result is hidden until the value is valid.
This number is outside the slider's range; the calculator uses the number you typed.
Optional. A negotiated, start-up or non-profit discount, taken off the published price every month.
Enter a number from 0 to 999,999,999. The result is hidden until the value is valid.
Enter a number from 0 to 999,999,999. The result is hidden until the value is valid.
Default rates are a starting point for a typical setup and may not match what Revolut Business or Wise Business charges you. Replace them with your own quote.
Reference price ladder
Reference prices, checked 9 Nov 2026. List prices in EUR; converted prices are explained in the assumptions. Prices exclude VAT and other taxes, change over time and differ by region and contract. Confirm on the vendor's page before you decide.
| Plan | Monthly billing | FX allowance | Above allowance |
|---|---|---|---|
| Basic | €10 | €1,000 | 0.6% |
| Grow | €35 | €15,000 | 0.6% |
| Scale | €125 | €60,000 | 0.6% |
| Plan | Monthly billing | FX allowance | Above allowance |
|---|---|---|---|
| Wise Business (0.46%) | €0 | €0 | 0.46% |
| Wise Business above €22,000 a month (0.46% on the first €22,000) | €101.20 | €22,000 | 0.36% |
Assumptions
- Revolut Business, Greek plan terms (revolut.com/en-GR, read 9 Nov 2026): the cheapest of Basic €10 (€1,000 exchanged at the interbank rate), Grow €35 (€15,000) and Scale €125 (€60,000) per month; 0.6% on volume above the allowance, +1% on the share converted outside market hours (weekends), €5 per transfer beyond the plan's free transfers (one transfer per €3,000 assumed). Fees differ by country.
- Wise Business for a Greek business (wise.com/gr/pricing/business, read 9 Nov 2026): no monthly fee, a one-time €60 set-up fee (put it in the one-time switching cost), and a conversion fee that varies by currency, from 0.2%. The tool uses EUR to USD from Wise's own calculator: 0.46% of the amount sent, 0.10 percentage points less on everything above €22,000 in a calendar month; EUR to GBP is 0.48%. Wise charges no per-transfer fee on top and publishes no weekend surcharge. Card, ATM and receiving fees are not included on either side.
CSV header mapper
Rename exported Revolut Business column headers to suggested Wise Business column names, for reporting or manual data preparation. Not an official Wise Business import format. It runs in your browser. Headers are renamed and the values in kept columns stay unchanged; columns that look like passwords or other secrets are removed.
Renamed headers do not make a file import-ready. Check whether and how Wise Business accepts such data before importing, and create any custom fields there first.
| Revolut Business column | Wise Business column | Field type |
|---|---|---|
| Name | name | Suggested |
| IBAN | IBAN | Suggested |
| BIC | BIC | Suggested |
| Amount | amount | Suggested |
| Currency | targetCurrency | Suggested |
| Payment reference | paymentReference | Suggested |
When moving to Wise Business makes sense
- The comparison above shows a saving at your own volume, after the switching cost.
- Your team can finish the CSV import and onboarding within the switching budget you entered.
- You have checked that Wise Business's plan covers the integrations and compliance rules you need.
When staying on Revolut Business is the better call
- The one-time migration, re-integration or retraining cost is larger than 12 to 24 months of savings.
- You are inside a multi-year Revolut Business contract with early-termination fees.
- Your workflow relies on add-ons or features Wise Business does not support yet.
How the result changes with volume
Twelve-month totals at half, the same and double the volume you entered above, with the other settings you chose (plan, billing, multiplier, switching and extra costs).
| Volume (Monthly Cross-Border Payment Volume, €) | Revolut Business | Wise Business | 12-month difference |
|---|---|---|---|
| 50% volume (6,000) | €35/mo | €27.60/mo | +€29 |
| Your volume (12,000) | €35/mo | €55.20/mo | -€302 |
| 200% volume (24,000) | €104/mo | €108.40/mo | -€113 |
≈ = above the last published price tier, so the amount is extrapolated.
Questions
How is the total cost of Revolut Business and Wise Business compared?
Each side's monthly cost is multiplied by the months in the horizon, and the one-time switching cost is added to Wise Business. At the default volume (Monthly Cross-Border Payment Volume (€): 12,000), the model gives about €35 per month for Revolut Business and €55.20 per month for Wise Business.
How do Revolut Business CSV headers map to Wise Business?
The mapper renames Revolut Business columns (Name, IBAN, BIC, Amount, Currency, Payment reference) to Wise Business columns (name, IBAN, BIC, amount, targetCurrency, paymentReference) in your browser. Custom fields must exist in Wise Business before you import.
When should a company stay on Revolut Business?
Stay if the one-time switching, integration or contract-exit cost is larger than the savings over the horizon you care about. The calculator shows that case as a negative result.